Point well taken Roy… not to say that there are some inherent flows with the initial model of these public blockchains but what’s encouraging is developers are working towards addressing these long standing issues of scalability, privacy & fungibility. I have already written about those issues previously so I am not going to get into schematics, but even in their current form & shape the decentralized systems offer a major upgrade to the outdated centralized finance infrastructure that we have currently in place. Looking ahead…